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$359,900
14 Days On Site

20 HARDWOOD RD
Palmyra, VA 22963

For Sale|Single Family Residence|Active
4
Beds
3
Total Baths
3
Full Baths
2,490
SqFt
$145
/SqFt
1986
Built
Subdivision:
LAKE MONTICELLO
County:
Fluvanna
Listing courtesy of JAMIE WHITE of JAMIE WHITE REAL ESTATE
Call Now: 540-943-4500
Is this the listing for you? We can help make it yours.
540-943-4500
20 HARDWOOD RD20 HARDWOOD RD20 HARDWOOD RD20 HARDWOOD RD
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Spacious Lake Monticello home near Beach 2! This delightful home offers 4 bedrooms, 3 full baths, a study, loft, garage, and fenced, level yard. The remodeled kitchen features granite countertops, breakfast bar, undermount sink, hardwood floors, pantry, and white cabinetry. A recent addition creates an open floor plan connecting the living room, kitchen, and dining room, complete with a cozy wood stove. Four bedrooms and two full baths are on the first floor. Upstairs, the primary suite features a private bath, study, and loft. Enjoy great curb appeal with a covered front porch, and rear deck overlooking the fenced backyard. The versatile garage features heating and air conditioning. Enjoy Lake Monticello amenities, including a 352-acre lake for swimming, boating, and fishing, five community beaches, a marina, boat launches, slips and racks. Residents also enjoy parks, playgrounds, basketball courts, a ball field, walking paths, fitness routes, two community clubhouses, and gated security with patrols.

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Listing Snapshot
Price 
$359,900
Days On Site 
14 Days
Bedrooms 
4
Inside Area (SqFt) 
2,490 sqft
Total Baths 
3
Full Baths 
3
Partial Baths 
N/A
Lot Size 
0.34 Acres
Year Built 
1986
MLS Number 
682947
Status 
Active
Property Tax 
$2,301.84
HOA/Condo/Coop Fees 
$119.17 monthly
Sq Ft Source 
Public Records
Friends & Family
Recent Activity
2 weeks agoListing updated with changes from the MLS
2 weeks agoListing first seen on site
General Features
Acres 
0.34
Disclosures 
SellerDisclosure
Foundation 
Block
Garage 
Yes
Garage Spaces 
1
Levels 
One and One Half
Parking 
Garage Faces FrontHeated Garage
Property Sub Type 
Single Family Residence
Sewer 
Public Sewer
SqFt Above 
2490
SqFt Total 
2826
Style 
CapeCod
Water Source 
Public
Zoning 
R-1 Residential
Interior Features
Appliances 
DishwasherElectric RangeMicrowaveRefrigeratorWasher
Cooling 
Central AirHeat Pump
Fireplace 
Yes
Fireplace Features 
MasonryWood BurningWood Burning Stove
Flooring 
Ceramic TileHardwood
Heating 
Heat Pump
Interior 
Walk-In Closet(s)Recessed LightingMaster Downstairs
Main Level Bedrooms 
3
Window Features 
Double Pane WindowsInsulated WindowsScreensSkylight(s)
Bathroom 
Level - First
Bedroom 
Level - First
Bonus Room 
Level - Second
Dining Room 
Level - First
Kitchen 
Level - First
Laundry 
Level - First
Living Room 
Level - First
PrimaryBedroom 
Level - First
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Exterior Features
Construction Details 
Cedar
Fencing 
FencedFull
Lot Features 
Level
Patio And Porch 
DeckFront PorchPorch
Pool Features 
Association
Windows/Doors 
Double Pane WindowsInsulated WindowsScreensSkylight(s)
Community Features
Association Amenities 
Beach RightsGolf CoursePlaygroundPoolWater
Association Fee 
$1430.0
Association Fee Frequency 
Annually
Schools
School District
Unknown
Elementary School
Central (Fluvanna)
Middle School
Fluvanna
High School
Fluvanna
Listing courtesy of JAMIE WHITE of JAMIE WHITE REAL ESTATE



Listing information is provided by Participants of the Charlottesville Area Association of Realtors®, Greater Augusta Association of Realtors® and Harrisonburg-Rockingham Association of Realtors® MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Charlottesville Area Association of Realtors®, Greater Augusta Association of Realtors® and Harrisonburg-Rockingham Association of Realtors® MLS.
Data last updated at: 2026-10-28 07:26 AM UTC

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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