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$389,900
2 Days On Site

13 HORSEBACK LN
Palmyra, VA 22963

For Sale|Single Family Residence|Active
4
Beds
3
Total Baths
3
Full Baths
2,810
SqFt
$139
/SqFt
1990
Built
Subdivision:
LAKE MONTICELLO
County:
Fluvanna
Listing courtesy of GENEVIEVE A REILLY of LONG & FOSTER - LAKE MONTICELLO
Call Now: 540-943-4500
Is this the listing for you? We can help make it yours.
540-943-4500
13 HORSEBACK LN13 HORSEBACK LN13 HORSEBACK LN13 HORSEBACK LN
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Mortgage Calculator

Monthly Payment (Est.)

$1,779
Calculator powered by Showcase IDX, a Constellation1 Company. Copyright ©2026 Information is deemed reliable but not guaranteed.

Spacious 4-bedroom, 3-bath home with 2,810 finished square feet located in the desirable Lake Monticello community! Tucked near the end of a quiet street with a cul-de-sac, this home offers plenty of indoor and outdoor living space along with a large two-car garage and fenced backyard. The carpet-free interior features bamboo flooring throughout the main level and ceramic tile on the finished terrace level. The kitchen offers granite countertops and plenty of space for everyday living and entertaining. Downstairs, the finished terrace level provides flexible additional living space for a family room, recreation area, home office, guests or hobbies. Step outside to the impressive two-level rear deck overlooking the fenced backyard—perfect for relaxing, grilling and entertaining. A brand-new HVAC system installed in 2026 adds comfort and peace of mind. Enjoy all that Lake Monticello has to offer, including its 352-acre lake, beaches, golf, pool, parks, playgrounds and more, with convenient access to Charlottesville. A wonderful combination of space, updates, outdoor living and Lake Monticello amenities!

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Listing Snapshot
Price 
$389,900
Days On Site 
2 Days
Bedrooms 
4
Inside Area (SqFt) 
2,810 sqft
Total Baths 
3
Full Baths 
3
Partial Baths 
N/A
Lot Size 
0.35 Acres
Year Built 
1990
MLS® Number 
681751
Status 
Active
Property Tax 
$2,685
HOA/Condo/Coop Fees 
$124.5 monthly
Sq Ft Source 
Public Records
Friends & Family
Recent Activity
2 days agoListing updated with changes from the MLS®
2 days agoListing first seen on site
General Features
Acres 
0.35
Attached Garage 
Yes
Disclosures 
SellerDisclosure
Foundation 
Block
Garage 
Yes
Garage Spaces 
2
Levels 
One
Parking 
AttachedGarageGarage Faces Side
Property Sub Type 
Single Family Residence
Sewer 
Public Sewer
SqFt Above 
1405
SqFt Below 
1405
SqFt Total 
3314
Style 
Ranch
Utilities 
Cable Available
Water Source 
Public
Zoning 
R-4 Residential
Interior Features
Appliances 
DishwasherElectric RangeMicrowaveRefrigeratorDryerWasher
Basement 
FullFinishedWalk-Out Access
Cooling 
Heat Pump
Flooring 
BambooCeramic Tile
Heating 
ElectricHeat Pump
Interior 
Master DownstairsHigh Speed Internet
Laundry Features 
Washer Hookup
Main Level Bedrooms 
3
Bathroom 
Level - First
Bedroom 
Level - Basement
Bonus Room 
Level - Basement
Dining Room 
Level - First
Great Room 
Level - Basement
Kitchen 
Level - First
Laundry 
Level - First
Living Room 
Level - First
PrimaryBathroom 
Level - First
PrimaryBedroom 
Level - First
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Exterior Features
Construction Details 
Vinyl Siding
Pool Features 
Association
Community Features
Association Amenities 
Beach RightsBasketball CourtBoat DockClubhouseGolf CoursePlaygroundPoolWater
Association Fee 
$1494.0
Association Fee Frequency 
Annually
Schools
School District
Unknown
Elementary School
Central (Fluvanna)
Middle School
Fluvanna
High School
Fluvanna
Listing courtesy of GENEVIEVE A REILLY of LONG & FOSTER - LAKE MONTICELLO



Listing information is provided by Participants of the Charlottesville Area Association of Realtors®, Greater Augusta Association of Realtors® and Harrisonburg-Rockingham Association of Realtors® MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Charlottesville Area Association of Realtors®, Greater Augusta Association of Realtors® and Harrisonburg-Rockingham Association of Realtors® MLS.
Data last updated at: 2026-09-12 11:23 PM UTC

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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